Monthly Archives

January 2020

Make Sure You use these 3 Pension Benefits

By | Pensions

Pensions have many huge advantages that make them a powerful component of retirement planning. Not only are there opportunities to boost the size of your pension pot using tax relief, but in 2019-20 your defined contribution pension(s) is also not counted as part of your estate for inheritance tax purposes (allowing you to pass the money on tax-free).

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Diversification: Why & How To Do It

By | Investment Planning

If you’ve ever watched Dragon’s Den, you’ll have noticed that Peter Jones, Touker Suleyman and the other investors look to invest in multiple companies. Each show might focus on a handful of investment opportunities, but looking at each of the Dragon’s investment portfolios as a whole, each one would feature multiple companies and asset types.

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How to keep market volatility in perspective

By | Investment Planning

Whether you have been investing for a while or are just starting out, the fluctuations of the stock market can be a frightening thing. Cash can be comforting in comparison; its value is somewhat predictable. Yet in today’s world of low-interest rates, you’d be lucky if your cash managed to beat inflation. Realistically, to generate any meaningful investment returns in 2020 you need to look beyond cash to other asset types, which inevitably carry greater risk.

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